Funeral planning may not be the easiest conversation to have, but it’s one of the most important. For hardworking Batswana like Tumelo—a 51-year-old carpenter and devoted father—making sure that his family is protected after his passing is a top priority. The Thebe Funeral Plan from Bona Life offers a reliable and affordable way to secure your family’s future, but how do you know which funeral cover is right for you?
Start by asking the right funeral insurance questions. The more informed you are, the easier it becomes to choose a plan that fits your needs and budget—without leaving your loved ones burdened.
Why Buying Funeral Insurance Matters in Botswana
Funeral costs in Botswana can range anywhere from P5,000 to over P20,000 depending on traditions and personal preferences. Without a proper plan, those left behind often have to scramble to cover these expenses. Bona Life funeral insurance helps families focus on grieving, not financial stress.
If you’re considering buying funeral insurance, these 10 questions will help you evaluate your options and make a responsible, informed decision.
10 Key Funeral Insurance Questions to Ask Before You Buy
1. What does the policy cover?
Understand exactly what expenses the plan includes. Some cover just the basics, while others may offer extras like:
- Coffin or casket costs
- Transportation of the deceased
- Burial or cremation expenses
- Tent and chairs for the funeral service
The Thebe Funeral Plan from Bona Life offers comprehensive coverage tailored to your family’s needs.
2. How much coverage do I need?
Your coverage should reflect the size of your family and the kind of funeral you want. Think about:
- Funeral costs in your area
- Religious or cultural traditions
- Your current income level
A simple conversation with a Bona Life agent can help you calculate a realistic and respectful amount of cover.
3. Who can I include in my plan?
Look for a policy that allows you to include:
- Spouse
- Children
- Parents or extended family (in some cases)
This ensures your entire household is protected under one affordable policy.
4. Are the premiums affordable for my income level?
Premiums should match your financial situation without compromising the benefits. Affordable funeral cover is especially important for workers like Tumelo who manage household expenses on a modest income. The Thebe Funeral Plan offers flexible options to fit your budget.
5. How long does it take for the payout to be made?
In times of loss, time matters. Choose a provider with a clear and fast payout process. Bona Life typically processes claims within 48 hours, ensuring families can proceed with funeral arrangements without delay.
6. Is the insurance provider reputable and based in Botswana?
Local insurers like Bona Life understand the needs of Batswana better than international companies. You can walk into a branch, speak Setswana, and deal with a team that shares your values. Always check that your provider is licensed and has a history of paying out claims fairly.
7. Can I change my beneficiaries or coverage later?
Your life changes—your policy should too. Whether you marry, have more children, or want to adjust your coverage, flexibility is key. The Thebe Funeral Plan lets you update your policy as your family grows.
8. Are there any waiting periods or exclusions I should know about?
Many funeral plans include a waiting period for natural death (often 6–12 months). However, accidental death may be covered immediately. Always ask about:
- Waiting periods
- Pre-existing conditions
- Age limits
Transparency matters when you're making decisions for your family’s future.
9. What documents will my family need to make a claim?
Make things easy for your loved ones by knowing in advance what’s required. Typical documents include:
- Death certificate
- ID of the deceased and beneficiary
- Completed claim form
Bona Life keeps this process simple and supports your family at every step.
View Botswana’s Death Registration Guidelines
10. What are the added benefits or value?
Great funeral insurance offers more than just cover. Look for:
- Excellent customer service
- Local support
- Flexible payment options
- Fast claims turnaround
With Bona Life funeral insurance, you’re not just buying a policy—you’re joining a community that puts your family first.
Why Choose the Thebe Funeral Plan?
The Thebe Funeral Plan is built for individuals and families who want affordable funeral cover without compromising on reliability or dignity. It’s trusted by thousands of Batswana and stands out for its:
- Tailored premiums to match your income
- Wide coverage, including spouse and dependents
- Fast and fair payouts
- Simple application and update process
- Local expertise from a Botswana-based team
Whether you live in the city or in the rural village, the Thebe Funeral Plan ensures you can secure your family’s future.
👉 Learn more about Thebe Funeral Plan
Make the Right Choice for Your Family
Protecting your loved ones starts with asking the right funeral insurance questions. With the Thebe Funeral Plan, you can rest assured that your family won’t carry a financial burden during an already difficult time.
Choosing Bona Life funeral insurance means choosing trust, affordability, and peace of mind. Don’t leave things to chance—plan ahead and give your family the protection they deserve.
Ask the right questions. Get the right cover. Explore Bona Life’s Thebe Funeral Plan today and ensure your family is protected when it matters most.
📞 Call: +267 398 1800
📱 WhatsApp: +267 76 744 686
🌐 Visit: www.bonalife.co.bw